NexusFlow SAS · B2B SaaS · FinTech · 142 FTE · Paris / EU

Conclusões-chave

• No maintained Record of Processing Activities (RoPA) — GDPR Art. 30 breach risk across 14 processing purposes
• Incident response plan untested; mean time to contain unknown — NIS2 Art. 23 gap
• ICT third-party register covers only 62% of critical vendors — DORA & NIS2 supply-chain risk
• SOC 2 Type II: 11 control exceptions open; customer audit requests at risk
• Cookie/consent stack not aligned with ePrivacy — marketing tags fire before consent
• PCI scope creep: staging environment processes live PAN in logs (critical)
• CSRD double materiality assessment not started — EU customer ESG due diligence blocked
• HIPAA BAA missing for US telehealth pilot sub-processor

Benchmarks do setor

Resumo executivo

NexusFlow operates a B2B SaaS platform processing EU customer PII, payment metadata, and audit logs across AWS (eu-west-1) with subcontractors in the US (SCCs in place but not fully documented). Our assessment covers nine frameworks selected for FinTech-adjacent SaaS: material gaps exist in incident readiness (NIS2), financial operational resilience (DORA), and core GDPR accountability. Overall compliance maturity is Developing (score 38/100) with CRITICAL concentration in cybersecurity governance and third-party oversight. Estimated aggregate regulatory exposure exceeds €47M when combining GDPR administrative fines, NIS2 penalties, and contractual/certification risks (ISO 27001, SOC 2 Type II renewal in Q3). Leadership should treat the next 90 days as a stabilization program: appoint accountable owners per domain, close Art. 30 and DPIA backlog, complete ICT third-party mapping, and run a board-level tabletop before SOC 2 observation window. This dashboard prioritizes gaps by financial exposure and implementation effort so legal, security, and product can execute in parallel.

Pontuações de conformidade